How Much Real Estate Can You Afford?
- Your gross income.
- Your credit history.
- Your outstanding debt.
- Your employment history.
- Local current interest rates.
- Type of mortgage that is right for you. (Conventional, USDA, FHA or VA)
- Your reserved funds for earnest deposit, home inspections, down payment, and closing costs.
Loan prequalification vs. pre-approval
Getting pre-qualified for a loan can help you determine what you can afford. Please fill out the following information to help you determine at what price we should start looking at. All of the points above will impact on how much real estate you can afford. There is no obligation and your information will be kept strictly confidential.